Understanding Uninsured Motorist Coverage

Uninsured Motorist Coverage

“Uninsured Motorist (UM) coverage protects you if you’re injured in an accident caused by a driver with no insurance.”

UM coverage can pay for your medical expenses and other losses when the at-fault party has no insurance.

This coverage is often included in auto policies and can be critical in hit-and-run cases.

To understand your UM rights, reach out for a policy review.

Injured in California?

Get the Compensation You Deserve.

Free consultation · Pay nothing unless we win · 6,000+ cases handled

No commitment. Speak directly with a senior attorney.

5 Things Most People Forget to Negotiate in a Severance Package | L&F Brown

Tactical checklist of the five most overlooked non-cash items in severance negotiations, with San Francisco and Bay Area tech context. Covers benefits continuation, reference letters, RSU acceleration, non-compete cleanup, and post-termination consulting arrangements.

Does Your Employer Have a Written Severance Policy? Here's Why It Matters | L&F Brown

Explains how written severance policies and employee handbook provisions can create enforceable obligations under California implied contract theory. Covers how to find whether a policy exists, what to do if your offer doesn't match, and limits on employer modification.

Your Employer Can't Give You a Worse Severance Than Your Coworkers | L&F Brown

Covers discriminatory and inconsistent severance practices in California, including FEHA, Title VII, and ADEA protections. Explains how employees can identify and challenge disparate severance treatment based on protected characteristics.